:root {
  --bg: #f7f4eb;
  --bg-2: #fffdf7;
  --panel: #ffffff;
  --panel-2: #fff9ec;
  --text: #1c2430;
  --muted: #5d6673;
  --gold: #e0a41a;
  --gold-2: #c48d0d;
  --line: #eadfca;
  --ink: #1c2430;
  --navy: #243044;
  --teal: #e0a41a;
  --coral: #e0a41a;
  --coral-dark: #c48d0d;
  --cream: #f7f4eb;
  --mint: #fff9ec;
  --brandColor: #e0a41a;
  --brandColor3: #e0a41a;
}

html { scroll-behavior: smooth; }
body {
  background: var(--bg) !important;
  color: var(--text) !important;
  font-family: "Noto Sans KR", "Apple SD Gothic Neo", sans-serif;
}
.color_v { color: var(--gold-2) !important; }
.w1200 { max-width: 1280px; width: 100%; box-sizing: border-box; margin: 0 auto; }

.site-top {
  background: #fff;
  position: sticky; top: 0; z-index: 40;
  border-bottom: 1px solid var(--line);
  overflow: visible !important;
}
.top {
  display: flex; align-items: center !important; justify-content: space-between;
  padding: 12px 24px !important; overflow: visible !important; line-height: 1.2 !important;
}
h1.logo { width: auto !important; margin: 0 !important; }
h1.logo a { display: flex; align-items: center; gap: 10px; white-space: nowrap; text-decoration: none; }
img.logo_mark {
  width: 44px; height: 44px; border-radius: 10px; display: block; flex: none;
  background: #fff6d8; object-fit: contain; padding: 6px; box-sizing: border-box;
}
.logo_text { display: flex; flex-direction: column; justify-content: center; line-height: 1.15; gap: 1px; }
.logo_sub { font-size: 11px !important; color: var(--gold-2) !important; font-weight: 700 !important; margin: 0; letter-spacing: .08em; }
.logo_main { font-size: 20px !important; color: var(--navy) !important; font-weight: 800 !important; margin: 0; letter-spacing: -0.04em; }

.top_right { display: flex; align-items: center; gap: 18px; }
.nav_menu { display: flex; gap: 6px; list-style: none; margin: 0; padding: 0; }
.nav_menu > li { position: relative; }
.nav_menu > li > a {
  display: block; color: var(--navy) !important; text-decoration: none;
  font-weight: 700; font-size: 13px; padding: 10px 7px; white-space: nowrap;
}
.nav_menu > li > a:hover { color: var(--gold-2) !important; }
.nav_menu .has-sub ul {
  display: none; position: absolute; top: 100%; left: 0; min-width: 160px;
  background: #fff; border: 1px solid var(--line); border-radius: 12px;
  padding: 8px 0; margin: 0; list-style: none; box-shadow: 0 16px 32px rgba(36,48,68,.12);
}
.nav_menu .has-sub:hover ul { display: block; }
.nav_menu .has-sub ul a {
  display: block; padding: 8px 16px; color: var(--navy); text-decoration: none; font-size: 14px; font-weight: 600;
}
.nav_menu .has-sub ul a:hover { color: var(--gold-2); background: #fff9ec; }

.bt_hamburger { cursor: pointer; padding: 6px; }
.bt_hamburger span { display: block; width: 18px; height: 2px; background: var(--navy); margin: 4px 0; }
.bt_tel { width: auto !important; margin: 0 !important; }
.bt_tel a {
  color: #1c2430 !important; background: var(--gold); font-weight: 800; font-size: 14px !important;
  white-space: nowrap; display: inline-block; line-height: 1; padding: 12px 16px; border-radius: 999px;
  text-decoration: none;
}
.bt_tel a:hover { background: var(--gold-2); color: #fff !important; }

.top_menu {
  display: none; position: absolute; left: 0; right: 0; top: 72px; z-index: 39;
  background: #fff; border-bottom: 1px solid var(--line); padding: 20px 0 28px;
  box-shadow: 0 12px 24px rgba(36,48,68,.08);
}
.top_menu_close {
  display: block; margin: 0 20px 12px auto; background: transparent; border: 1px solid var(--line);
  color: var(--navy); padding: 6px 12px; border-radius: 8px; cursor: pointer;
}
.top_menu_groups { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 20px; padding: 0 24px; }
.top_menu_groups p { color: var(--gold-2); font-weight: 800; margin: 0 0 10px; }
.top_menu_groups ul { list-style: none; margin: 0; padding: 0; }
.top_menu_groups a { color: var(--navy); text-decoration: none; display: block; padding: 6px 0; font-weight: 600; }
.top_menu_groups a:hover { color: var(--gold-2); }
.mob_menu_overlay { display: none; position: fixed; inset: 0; background: rgba(36,48,68,.28); z-index: 30; }

.hero-band {
  background:
    radial-gradient(circle at 12% 18%, rgba(224,164,26,.22), transparent 34%),
    linear-gradient(180deg, #fffdf8 0%, #f3ead3 100%);
  color: var(--navy); padding: 56px 0 64px; position: relative; overflow: hidden;
}
.hero-inner { display: grid; grid-template-columns: 1.15fr .85fr; gap: 36px; align-items: center; }
.hero-inner.no-form { grid-template-columns: 1fr; max-width: 820px; }
.hero-copy h2 { font-size: 44px; line-height: 1.28; letter-spacing: -1.6px; font-weight: 900; margin: 0 0 16px; color: var(--navy); }
.hero-copy h2 em { font-style: normal; color: var(--gold-2) !important; }
.hero-badge {
  display: inline-block; background: #fff; border: 1px solid var(--line);
  color: var(--gold-2); padding: 6px 12px; border-radius: 999px; font-size: 13px; font-weight: 700; margin: 0 0 14px;
}
.hero-sub { font-size: 17px; line-height: 1.75; color: var(--muted); margin: 0 0 22px; max-width: 540px; }
.hero-points { display: flex; gap: 10px; flex-wrap: wrap; padding: 0; margin: 0; list-style: none; }
.hero-points li {
  background: #fff; border: 1px solid var(--line);
  padding: 10px 14px; border-radius: 12px; font-size: 14px; color: var(--navy);
}
.hero-points strong { color: var(--gold-2); margin-right: 4px; }

.hero-form-wrap {
  background: #fff; color: var(--ink); border-radius: 20px; padding: 0 0 22px;
  box-shadow: 0 18px 40px rgba(36,48,68,.12); box-sizing: border-box; overflow: hidden;
  border: 1px solid #f0d48a;
}
.hero-form-wrap .main_content_title {
  width: 100% !important; height: auto !important; margin: 0 !important; border-radius: 20px 20px 0 0 !important;
  background: var(--gold) !important; color: #1c2430 !important; line-height: 1.3 !important; padding: 16px 18px;
  font-size: 20px !important; box-sizing: border-box !important;
}
.hero-form-wrap .main_form { padding: 16px 18px 0; }
.hero-form-wrap .form_line {
  display: flex; align-items: center; gap: 10px; width: 100%; margin: 0 0 12px !important;
}
.hero-form-wrap .form_box { float: none; flex: 1 1 0; width: auto; margin: 0; min-width: 0; }
.hero-form-wrap .form_box2 {
  float: none !important; width: 100% !important; flex: 1 1 100%; height: auto !important;
  display: flex !important; align-items: stretch; gap: 10px;
}
.hero-form-wrap .phone-box { display: flex; align-items: center; gap: 6px; width: 100%; flex: 1 1 100%; }
.hero-form-wrap .box_boder2 { width: 72px !important; }
.hero-form-wrap .box_boder3 { width: 100% !important; flex: 1; }
.hero-form-wrap .select_bt_box2,
.hero-form-wrap .select_bt_box2_ {
  float: none !important; width: auto !important; flex: 1 1 0; min-width: 0;
  height: auto !important; padding: 0 !important;
}
.hero-form-wrap .select_bt_box2 label,
.hero-form-wrap .select_bt_box2_ label {
  display: flex !important; align-items: center; justify-content: center;
  width: 100%; height: 40px !important; margin: 0; padding: 0 !important;
  line-height: 1 !important; box-sizing: border-box; cursor: pointer;
}
.select_bt_on { background: var(--gold) !important; border-color: var(--gold) !important; color: #1c2430 !important; }
.box_boder1 { width: 100%; box-sizing: border-box; }
#bohum_send, .js-bohum-send { background: transparent; border: 0; color: #1c2430; font-size: 18px; font-weight: 800; width: 100%; height: 52px; cursor: pointer; font-family: inherit; }
.result_bt {
  background: var(--gold) !important; border-radius: 12px !important; width: 100% !important; height: 52px !important;
  line-height: 52px !important; margin: 12px 0 0 !important; font-size: 18px !important; cursor: pointer;
}
.result_bt:hover { background: var(--gold-2) !important; }
.result_bt:hover #bohum_send,
.result_bt:hover .js-bohum-send { color: #fff; }

.point-band { background: #fff; padding: 56px 0; border-top: 1px solid var(--line); }
.section-head { margin: 0 0 22px; }
.section-kicker { color: var(--gold-2); font-weight: 800; font-size: 13px; letter-spacing: .04em; margin: 0 0 6px; }
.section-head h2 { font-size: 32px; font-weight: 800; letter-spacing: -1px; margin: 0; color: var(--navy); }
.section-lead { color: var(--muted); font-size: 16px; line-height: 1.7; margin: 10px 0 0; max-width: 720px; }
.point-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 16px; }
.point-grid article { background: #fff9ec; border: 1px solid var(--line); border-radius: 16px; padding: 22px 20px; }
.point-grid span { display: inline-block; color: var(--gold-2); font-weight: 800; font-size: 13px; margin-bottom: 8px; }
.point-grid h3 { margin: 0 0 8px; font-size: 18px; color: var(--navy); }
.point-grid p { margin: 0; font-size: 14px; line-height: 1.65; color: var(--muted); }

.compare-table-wrap { margin-top: 24px; overflow-x: auto; }
.compare-table { width: 100%; border-collapse: collapse; background: #fff; border-radius: 16px; overflow: hidden; border: 1px solid var(--line); }
.compare-table th, .compare-table td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--line); font-size: 15px; }
.compare-table thead th { background: #fff3cc; color: var(--navy); }
.compare-table tbody th { color: var(--navy); width: 22%; font-weight: 700; }
.compare-table td { color: var(--muted); }

.compare-wrap { padding: 56px 0; background: var(--bg); }
.filter-row { display: flex; gap: 14px; align-items: flex-start; margin: 0 0 14px; }
.filter-row strong { flex: 0 0 72px; padding-top: 8px; color: var(--navy); font-size: 14px; }
.filter-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.chip {
  border: 1px solid var(--line); background: #fff; color: var(--navy);
  border-radius: 999px; padding: 8px 14px; font-size: 13px; font-weight: 700; cursor: pointer; font-family: inherit;
}
.chip.is-on, .chip:hover { background: var(--gold); color: #1c2430; border-color: var(--gold); }
.compare-count { color: var(--muted); margin: 8px 0 18px; }
.compare-count strong { color: var(--gold-2); font-size: 20px; }

.product-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 16px; }
.product-card {
  background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 0;
  display: flex; flex-direction: column; overflow: hidden;
  box-shadow: 0 10px 24px rgba(36,48,68,.06);
}
.product-card.is-off { display: none; }
.product-thumb { margin: 0; height: 148px; overflow: hidden; background: #fff9ec; }
.product-thumb img {
  width: 100%; height: 100%; object-fit: cover; object-position: center;
  display: block;
}
.product-thumb.is-logo {
  height: 112px; display: flex; align-items: center; justify-content: center;
  background: #fffdf7; padding: 18px 22px; box-sizing: border-box;
}
.product-thumb.is-logo img {
  width: auto; height: 46px; max-width: 78%; object-fit: contain; object-position: center;
}
.logo-fallback {
  color: var(--navy); font-weight: 800; font-size: 18px; letter-spacing: -0.04em;
}
.product-body { padding: 16px 18px 18px; display: flex; flex-direction: column; flex: 1; }
.product-co { display: flex; align-items: center; gap: 8px; margin: 0 0 10px; color: var(--gold-2); font-size: 13px; font-weight: 800; }
.product-co img { height: 22px; width: auto; max-width: 88px; object-fit: contain; }
.product-card h3 { margin: 0 0 10px; font-size: 18px; line-height: 1.4; color: var(--navy); letter-spacing: -0.03em; word-break: keep-all; }
.product-sum { margin: 0 0 14px; font-size: 14px; line-height: 1.65; color: var(--muted); word-break: keep-all; flex: 1; }
.product-tags { display: flex; flex-wrap: wrap; gap: 6px; margin: 0 0 14px; }
.product-tags span {
  background: #fff6d8; color: #7a5a10; border-radius: 999px; padding: 4px 8px; font-size: 11px; font-weight: 700;
}
.product-cta {
  display: inline-flex; align-items: center; justify-content: center;
  height: 42px; border-radius: 10px; background: transparent; border: 1px solid var(--gold);
  color: var(--gold-2); text-decoration: none; font-weight: 800; font-size: 14px;
}
.product-cta:hover { background: var(--gold); color: #1c2430; }
.compare-empty { display: none; color: var(--muted); text-align: center; padding: 28px 0; }

.insurer-wrap { padding: 40px 0 56px; background: #fff; border-top: 1px solid var(--line); }
.p_list { width: 100%; max-width: 1200px; margin: 0 auto; display: grid !important; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 12px; padding: 0 !important; list-style: none; }
.p_list li {
  background: #fffdf7; border-radius: 16px !important; padding: 20px 16px 16px !important;
  border: 1px solid var(--line) !important; border-top: 4px solid var(--gold) !important; box-sizing: border-box;
  display: flex; flex-direction: column; align-items: center;
}
.p_logo { width: 100% !important; height: 40px !important; display: flex; align-items: center; justify-content: center; }
.p_logo img { height: 30px !important; max-width: 168px !important; object-fit: contain; }
.p_txt { margin: 14px 0 8px !important; text-align: center; font-size: 18px; font-weight: 700; color: var(--navy); }
.p_txt2 { margin: 0; font-size: 10px !important; color: #7b8490; line-height: 1.45 !important; text-align: center; }
.p_txt2 .p_code { white-space: nowrap; }

.faq-wrap { padding: 0 0 72px; background: var(--bg); }
.faq-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.faq-grid article { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 22px 20px; }
.faq-grid h3 { margin: 0 0 8px; color: var(--navy); font-size: 18px; }
.faq-grid h3 a { color: inherit; text-decoration: none; }
.faq-grid h3 a:hover { color: var(--gold-2); }
.faq-grid p { margin: 0; color: var(--muted); line-height: 1.7; font-size: 15px; }

.bottom_wrap { width: 100%; padding: 40px 0; background: #f3eee2; color: #4a5160; border-top: 1px solid var(--line); }
.bottom_wrap .inner, footer .inner { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.bottom_wrap h2 { font-size: 1.3rem; font-weight: bold; margin-bottom: 16px; color: var(--navy); display: flex; align-items: center; }
.bottom_wrap h2:before { content: ""; margin-right: 14px; height: 1.1em; border-left: 4px solid var(--gold); }
.bottom_wrap ul { line-height: 2rem; font-size: 0.9rem; }
footer { background: #ece6d6; padding: 30px 0; color: #66707c; font-size: 0.9rem; }
footer a { color: #66707c; }

.legal-page { max-width: 900px; margin: 40px auto 80px; padding: 0 16px; line-height: 1.8; color: var(--text); }
.legal-page h1, .legal-page h2 { color: var(--navy); }
.legal-page p { color: var(--muted); }

body.form-popup-open { overflow: hidden; }
.form-popup {
  position: fixed; inset: 0; z-index: 1800; display: none;
  align-items: center; justify-content: center; padding: 20px;
  background: rgba(36,48,68,.45);
}
.form-popup.is-open { display: flex; }
.form-popup-panel {
  position: relative; width: min(440px, 100%); max-height: calc(100vh - 32px); overflow: auto;
  border-radius: 20px; box-shadow: 0 24px 48px rgba(36,48,68,.28);
}
.form-popup-close {
  position: absolute; top: 8px; right: 10px; z-index: 3;
  width: 40px; height: 40px; border: 0; background: transparent;
  color: #1c2430; font-size: 28px; cursor: pointer;
}
.topic-form-cta-wrap { margin: 8px 0 0; }
.topic-form-cta {
  display: inline-flex; align-items: center; justify-content: center;
  height: 52px; padding: 0 28px; border: 0; border-radius: 12px;
  background: var(--gold); color: #1c2430; font-weight: 800; font-size: 16px;
  font-family: inherit; cursor: pointer;
}
.topic-form-cta:hover { background: var(--gold-2); color: #fff; }

.floating_btn ul li button { color: #1c2430; background: var(--gold); }

.cat-wrap { padding: 48px 0 20px; background: #fff; border-top: 1px solid var(--line); }
.cat-grid { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 14px; }
.cat-card {
  display: flex; flex-direction: column; gap: 8px; min-height: 120px;
  background: #fff9ec; border: 1px solid var(--line); border-radius: 16px;
  padding: 18px 16px; text-decoration: none; color: inherit;
}
.cat-card strong { color: var(--navy); font-size: 18px; letter-spacing: -0.03em; }
.cat-card span { color: var(--muted); font-size: 13px; line-height: 1.55; }
.cat-card:hover { border-color: var(--gold); background: #fff6d8; }

.topic-page { padding: 28px 0 72px; }
.topic-page h1 { font-size: 36px; line-height: 1.3; margin: 0; color: var(--navy); letter-spacing: -0.04em; }
.crumb { font-size: 13px; color: #7b8490; margin: 0 0 18px; display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.crumb a { color: var(--gold-2); text-decoration: none; font-weight: 700; }
.crumb-sep { color: #c5b89a; }
.topic-paper {
  background: #fff; border: 1px solid var(--line); border-radius: 22px;
  padding: 32px 36px 36px; margin: 0 0 36px; box-shadow: 0 10px 24px rgba(36,48,68,.05);
}
.topic-paper h2 {
  font-size: 22px; margin: 28px 0 12px; color: var(--navy); letter-spacing: -0.03em;
  padding-left: 12px; border-left: 4px solid var(--gold);
}
.topic-paper h2:first-child { margin-top: 0; }
.topic-paper p { font-size: 17px; line-height: 1.85; color: #333; margin: 0 0 16px; word-break: keep-all; }
.topic-paper ul { padding: 0; margin: 0 0 18px; list-style: none; }
.topic-paper li {
  position: relative; padding: 10px 14px 10px 36px; margin: 0 0 8px; border-radius: 12px;
  background: #fff9ec; color: #333; font-size: 16px; line-height: 1.65; word-break: keep-all;
}
.topic-paper li:before {
  content: ""; position: absolute; left: 14px; top: 16px; width: 10px; height: 10px; border-radius: 50%;
  background: var(--gold);
}
.topic-paper table { width: 100%; border-collapse: collapse; margin: 8px 0 22px; }
.topic-paper th, .topic-paper td { padding: 12px 14px; font-size: 15px; text-align: left; border-bottom: 1px solid var(--line); }
.topic-paper th { background: #fff3cc; color: var(--navy); }
.topic-children, .topic-products { margin: 0 0 40px; }
.topic-children h2 { font-size: 24px; margin: 0 0 16px; color: var(--navy); }
.topic-form-box { max-width: 440px; }
.topic-form-box .hero-form-wrap { margin: 0; }

@media (max-width: 1100px) {
  .nav_menu { display: none; }
}

@media (max-width: 960px) {
  .hero-inner { grid-template-columns: 1fr; gap: 24px; padding: 0 16px; }
  .hero-copy h2 { font-size: 32px; }
  .point-grid, .product-grid, .faq-grid { grid-template-columns: 1fr 1fr; }
  .p_list { grid-template-columns: repeat(2, minmax(0,1fr)) !important; }
  .w1200 { width: auto; padding: 0 16px; }
  .nav_menu { display: none; }
  .top_menu_groups { grid-template-columns: 1fr 1fr; }
  .filter-row { flex-direction: column; gap: 8px; }
  .cat-grid { grid-template-columns: 1fr 1fr; }
  .topic-paper { padding: 22px 18px 26px; }
  .topic-page h1 { font-size: 28px; }
}
@media (max-width: 768px) {
  .logo_main { font-size: 17px !important; }
  .bt_tel { display: none; }
  .point-grid, .product-grid, .faq-grid { grid-template-columns: 1fr; }
  .hero-form-wrap .form_line { flex-wrap: wrap; }
  .compare-table { min-width: 520px; }
  .product-thumb { height: 200px; }
}